Live the Life You Desire and Deserve
Let’s evaluate a plan that evaluates your current situation by analyzing your assets, income and expenditures to identify questions we regularly get asked:
How do I pay off my debt?
How much should I pay extra on my mortgage?
What is an IRA?
What is a Roth IRA?
Does the 4% withdrawal rate still apply?
We provide regular meetings and modifications, ensuring that your financial plan stays current and progressive.
We start with today. Where are you? Where do you want to be?
Financial planning is the process of creating a comprehensive roadmap for your financial future. Effective financial planning is crucial because it allows you to take control of your finances, make informed decisions, and achieve your financial goals. It can help you build wealth, protect your assets, and ensure financial security for yourself and your loved ones. By creating a solid financial plan, you can navigate life’s uncertainties with confidence and peace of mind. Whether you’re just starting out or you’re nearing retirement, financial planning is an essential tool for achieving financial success.
Our financial planning process begins by looking at the big picture. We want to understand what your needs are and what you feel is important to achieving financial success. Everyone has their own definition of true wealth. For some, it’s that family vacation you’ve always dreamed of, you could be looking to retire, pay for college, or buy a second home. For others, it’s not running out of money in retirement.
To help you pinpoint your definition of true wealth, we help you build the legacy you’ve dreamed of. We will regularly re-evaluate your plan to see that you are still on track and recommend adjustments when necessary.
Once we have prioritized your goals we’ll build a customized plan tailored to fit your specific situation. After your plan is implemented, we’ll map out a monitoring and review process to help ensure that your plan evolves with all of life’s changes.
Steps We Take to Implement Your Plan
Our team will design a plan that evaluates your current situation by analyzing your assets, income and expenditures to identify:
The Day-to-Day
What assets do you need today?
The Big Picture
What can you do to pursue your financial goals?
We provide you with a wide variety of investment options that align with your goals with regular reviews and modifications, ensuring that your financial plan stays current and progressive.
We Look at Financial Planning from Four Angles
Assessment
We will help you bring your risk, current financial situation and spending into focus.
Personalized Cash-Flow Based Planning
Narrowly tailored to identify and address your specific goals and objectives.
Social Security Analysis
In-depth analysis of available Social Security claiming options.
Risk Management Planning
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Whether you’re just starting to plan for your financial future or you’re looking to improve your current financial situation,
Alderfer Bergen & Company can provide the guidance and support you need to achieve your goals. With our comprehensive approach to financial planning, we can help you develop a tailored plan that aligns with your unique financial situation, goals, and risk tolerance.
Our commitment to providing personalized service, transparent communication, and objective advice sets us apart as a financial planning resource you can trust. We are passionate about helping people make smart financial decisions and we take great pride and enjoyment in helping you live the retirement lifestyle you desire and deserve, because the best plans have a clear outcome in mind.
Want to Learn More?
The best way to begin investing in your life’s future is by starting a conversation with us. Our advisors are here to help and guide you through your financial goals without the use of high-pressure sales tactics. At Alderfer Bergen & Co. there are no initial consultations fees, no obligations and therefore, no stress.